Easy investing with our General Investment Account
The flexible way to invest outside your ISA allowance. Get started in minutes with as little as £1.
When you invest, your money is at risk.
Join thousands of families using Nosso
What is a General Investment Account?
A General Investment Account (GIA) is a simple way to start investing outside of a tax wrapper. This means that even though you don’t get some of the tax benefits that you would with other accounts, there’s no restrictions as to how much you can invest every year.
This makes them particularly popular if you’ve already used your annual ISA allowance or if you’re looking to try out a new provider but have already contributed to a stocks & shares ISA in the same tax year.
Invest in companies globally, from the comfort of your home
Automated investments to remove the hassle
Manage all your investments in one place
Invest on behalf of your partner
Stocks & Shares ISA vs General Investment Account?
When you invest your money is at risk. Nothing we write on this website should be seen as financial advice. Any investment is a risk. You might end up with more than you put in – or you might end up with less. What you’re taxed depends on your own personal situation, and that can change in the future. If you’re not sure if investing is right for you, then it might make sense to speak to a professional financial adviser.
4 things to know
You can invest as much as you like into a General Investment Account
There’s also no limits as to how many General Investment Accounts (GIAs) you can open or contribute to in any given tax year.
You can make withdrawals whenever you like
The only thing to keep in mind is that as the money is invested, the investments will need to be sold before the money is returned to your bank account. This can take a few days.
You can put the same investments inside a GIA as you would in an ISA or JISA
So even though the product has a different name, the investments inside or no different.
There are no tax benefits when investing in a GIA
In the 2023/24 tax year, you have a CGT allowance of £6,000, and a dividend allowance of £1,000 but this is dropping next tax year and can change from year to year.
Security you can trust
We’re transparent
No hidden fees. No complicated pricing. We charge a flat “platform fee” of 0.50% to administer your investments. There’s then an additional 0.20%-0.29%, depending on what investments you pick (paid to BlackRock and/or Vanguard). That’s an annual fee of around £7.90 if you invest £1,000 with us.
We’re protected
We’re regulated by the Financial Conduct Authority and up to £85,000 of the money you invest on the Nosso app is covered by FSCS.
We’re parents
We like to keep things in the family. We’re an app built by parents for families. So, we understand your niggles and your ambitions when it comes to your little ones. And we understand just how priceless peace of mind is. Happy days.
Open a Nosso GIA in 4 easy steps
01.
Head to your Nosso app
02.
Customise your GIA
03.
Success!
04.
Grow your account
Frequently asked questions
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