Easy investing with our General Investment Account

The flexible way to invest outside your ISA allowance. Get started in minutes with as little as £1.

When you invest, your money is at risk.

Join thousands of families using Nosso

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What is a General Investment Account?

A General Investment Account (GIA) is a simple way to start investing outside of a tax wrapper. This means that even though you don’t get some of the tax benefits that you would with other accounts, there’s no restrictions as to how much you can invest every year.

This makes them particularly popular if you’ve already used your annual ISA allowance or if you’re looking to try out a new provider but have already contributed to a stocks & shares ISA in the same tax year.

What you’re taxed depends on your own personal situation, and that can change in the future.

Invest in companies globally, from the comfort of your home

Select from options (managed by the world’s biggest asset managers) that automatically invest in some of the top companies across the world for you.
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Automated investments to remove the hassle

Once you deposit, we automatically invest in the market. No holding accounts or manual steps. We’ll also rebalance your portfolio for you and automatically reinvest any dividends you receive at no extra cost.
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Manage all your investments in one place

Open a General Investment Account with us and link any other investment accounts you have to Nosso to view everything in one place. You can even track your partner’s ISAs, GIAs and children’s JISAs in Nosso for the complete picture.
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Invest on behalf of your partner

Coming soon
Make adult life that little bit easier by sharing the finance burden. Get access from your partner to set up and manage their Nosso GIA for them through our smart permissions and approvals system.
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Stocks & Shares ISA vs General Investment Account?

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GIA icon
No minimum contributions
Annual allowance
No maximum
Tax-free investing
Unlimited withdrawals

When you invest your money is at risk. Nothing we write on this website should be seen as financial advice.  Any investment is a risk. You might end up with more than you put in – or you might end up with less. What you’re taxed depends on your own personal situation, and that can change in the future. If you’re not sure if investing is right for you, then it might make sense to speak to a professional financial adviser.

4 things to know


You can invest as much as you like into a General Investment Account

Unlike ISAs, there are no restrictions around how much you can invest in any given tax year. This means that you can invest large sums of money if you’ve already used your ISA allowances.

There’s also no limits as to how many General Investment Accounts (GIAs) you can open or contribute to in any given tax year.

You can make withdrawals whenever you like

Just like there’s full flexibility as to how you can contribute to a GIA, the same is true for withdrawals. You can withdraw as much as you like whenever you like.

The only thing to keep in mind is that as the money is invested, the investments will need to be sold before the money is returned to your bank account. This can take a few days.

You can put the same investments inside a GIA as you would in an ISA or JISA

A General Investment Account is just the wrapper that holds the investments. This means that you can pick the exact same investments for your Nosso GIA as you have in your Nosso ISA or JISA.

So even though the product has a different name, the investments inside or no different.

There are no tax benefits when investing in a GIA

Unlike a Stocks & Shares ISA, a GIA doesn’t offer any tax advantages. This means you might need to pay Capital Gains Tax or Dividends Tax if your gains (profit when you sell) or dividends are larger than your allowances.

In the 2023/24 tax year, you have a CGT allowance of £6,000, and a dividend allowance of £1,000 but this is dropping next tax year and can change from year to year.

Security you can trust


We’re transparent

No hidden fees. No complicated pricing. We charge a flat “platform fee” of 0.50% to administer your investments. There’s then an additional 0.20%-0.29%, depending on what investments you pick (paid to BlackRock and/or Vanguard). That’s an annual fee of around £7.90 if you invest £1,000 with us.


We’re protected

We’re regulated by the Financial Conduct Authority and up to £85,000 of the money you invest on the Nosso app is covered by FSCS.


We’re parents

We like to keep things in the family. We’re an app built by parents for families. So, we understand your niggles and your ambitions when it comes to your little ones. And we understand just how priceless peace of mind is. Happy days.

Open a Nosso GIA in 4 easy steps



Head to your Nosso app

Go to the ‘Investments’ category on your home screen and tap the ‘+’ icon. Select ‘Open a new investment account with Nosso’.


Customise your GIA

Tell us who the account’s for and select ‘General Investment Account’. You can then set your preferred risk level and investment theme.



We ask you for a few short details about yourself and then, your account’s open! No paperwork required.


Grow your account

Make one-off payments, set and forget with automated monthly Direct Debits, and even add messages and photos.

Frequently asked questions

What do I need to open a General Investment Account with Nosso?
Can I transfer an existing General Investment Account to Nosso?
What's the minimum amount needed to open a General Investment Account?
How much can I invest in a General Investment Account?