Shape your future with our Stocks & Shares ISA

Invest up to £20,000 each year in a tax-free account. We’ll do the hard stuff so you don’t have to.

As with all investing, your money is at risk. What you’re taxed depends on your own personal situation, and can change in the future.

100% "would recommend"

4 out of 5 on Boring Money

What is a Stocks & Shares ISA?

A Stocks and Shares ISA is an account that allows you to invest up to £20,000 every year without paying any tax. So no income tax (on any interest you earn), dividends tax (on any you dividends you receive from the investments) or capital gains tax (on any profit you make).
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ISAs are usually used when investing money for the medium to long term (5 years plus) but have the added flexibility that they can be withdrawn from whenever you like.

Invest in companies globally, from the comfort of your home

Select from options (managed by the world’s biggest asset managers) that automatically invest in some of the top companies across the world for you.

Open a Stocks & Shares ISA

Automate investments without the hassle

Once you deposit, we automatically invest in the market. No holding accounts or manual steps. We’ll also rebalance your portfolio for you and automatically reinvest any dividends you receive at no extra cost.

Manage all your ISAs in one place

Open a Stocks & Shares ISA with us and link any other ISAs you have to Nosso to view everything in one place. You can even track your partner’s ISA and children’s JISAs in Nosso for the complete picture.

Open a Stocks & Shares ISA

Invest on behalf of your partner

Coming soon

Make adult life that little bit easier by sharing the finance burden. Get access from your partner to set up and manage their Nosso ISA for them through our smart permissions and approvals system.

Why choose an ISA with Nosso?

Tax-free investing

That’s right. 0% tax on your returns. Meaning you won’t pay income tax, dividend tax or capital gains tax on any profits inside your ISA.

No minimum contributions

We believe in inclusion so there’s no minimum amount you need to get started with investing on Nosso.

Diversified and automated

Invest easily in stocks across the world - curated by two ofthe world’s biggest asset managers.

Collaborative investing

Invest for you, your partner and children & enjoy the benefits of joint oversight for your investments.

4 things to know

There are 4 different types of ISA

There are 4 main types of adult ISAs available - Cash ISAs, Stocks & Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs. At Nosso we only offer Stocks & Shares ISAs.

Each of them work in their own way with different rules around deposit limits, withdrawal restrictions and even a government bonus in the case of a Lifetime ISA.

You can have more than one Stocks & Shares ISA

You can have multiple different Stocks & Shares ISAs opened with different providers providing that you only pay into one per tax year.

This means that if you already have a Stocks & Shares ISA elsewhere, you can still open and fund a Nosso one if you haven't contributed into your other this tax year.

You can put in up to £20,000 each tax year

This can be split across any of the 4 types of ISAs or put all in the ISA of your choice. It can be split however you like with the only exception being that you can only contribute a maximum of £4,000 each tax year into a Lifetime ISA.

If you don’t reach the annual ISA allowance, you can’t carry any of it over to the next tax year. Use it or lose it.

Stocks & Shares ISAs can be withdrawn from whenever you want

While investing is usually for the medium to long term, Stocks & Shares ISAs can actually be withdrawn from whenever you want with no early withdrawal fees.

Just keep in mind we'll need to sell the investments when you want to withdraw money so it can take up to 5 business days for the money to reach your bank account.

Security you can trust

We’re transparent

No hidden fees. No complicated pricing. We charge a flat “platform fee” of 0.50% to administer your investments. There’s then an additional 0.20%-0.29%, depending on what investments you pick (paid to BlackRock and/or Vanguard). That’s an annual fee of around £7.90 if you invest £1,000 with us.

Our pricing

We’re protected

We’re regulated by the Financial Conduct Authority and up to £85,000 of the money you invest on the Nosso app is covered by FSCS.

Our investments

We’re parents

We like to keep things in the family. We’re an app built by parents for families. So, we understand your niggles and your ambitions when it comes to your little ones. And we understand just how priceless peace of mind is. Happy days.

Meet the team

Open a Nosso ISA in 4 easy steps

01. Head to your Nosso app

Go to the ‘Investments’ category on your home screen and tap the ‘+’ icon. Select ‘Open a new investment account with Nosso’.

02. Customise your ISA

Tell us who the account’s for and select ‘Stocks & Shares ISA’. You can then set your preferred risk level and investment theme.

03. Success!

We ask you for a few short details about yourself and then, your account’s open! No paperwork required.

04. Grow your account

Make one-off payments, set and forget with automated monthly Direct Debits, and even add messages and photos.