Invest through our award-winning Junior Stocks & Shares ISA and build a better future for your kids.
As with all investing, your money is at risk.
Their first house. University fees. Or just a pot of money to hand over on their 18th birthday for them to manage as they please. We’re sure they’ll be sensible.
Set up goals for each of your children. Track your progress, contribute whenever you want and help it grow as your little one’s do.
And bring joy to gifting money. Each account comes with a unique link. Share it with family and friends and swap the endless toys for an investment gifted directly into their Junior ISA.
No paperwork, no hassle. Grandparents, Godparents, Aunts & Uncles can all invest for your kid’s future. With the bonus that it's into a tax free investment account.
Gifting money doesn’t have to be cold or icky. With Nosso any one can leave a message or photo with their gift of money. Grandparents, Godparents and even Uncle Jack. No excuses for him to forget birthdays anymore.
A Junior ISA is an account in your child’s name that allows you to save for them, without paying any tax. So no income tax (on the interest you earn from savings),dividends tax (on any dividends you receive from stocks & shares) and no capital gains tax (on any profit you make). The money belongs to your kid and so you can benefit from tax rules on child's savings. Win win.
No hidden fees. No complicated pricing. We charge a flat “platform fee” of 0.50% to manage your investments. There’s then an additional 0.20%-0.29%, depending on what investments you pick (paid to BlackRock and/or Vanguard). That’s an annual fee of around £7.90 if you invest £1,000 with us.
Up to £85,000 of your money is covered by the UK Financial Services Compensation Scheme (FSCS) should WealthKernel (our Principal Firm) become insolvent.
We like to keep things in the family. We’re an app built by parents for families. So, we understand your niggles and your ambitions when it comes to your little ones. And we understand just how priceless peace of mind is. Happy days.