Invest through our award-winning Junior Stocks & Shares ISA and build a better future for your kids.
When you invest, your money is at risk.
A Junior ISA is an account in your child’s name that allows you to save for them, without paying any tax. So no income tax (on the interest you earn from savings),dividends tax (on any dividends you receive from stocks & shares) and no capital gains tax (on any profit you make). The money belongs to your kid and so you can benefit from tax rules on child's savings. Win win.
Don’t forget, when you invest your money is at your own risk. You might end up with more than you put in - or you might end up with less. And remember that what you’re taxed depends on your own personal situation, and that can change in the future.
No hidden fees. No complicated pricing. We charge a flat fee (a “platform fee”) of 0.50% to manage your investments. There’s then an additional 0.25%-0.30%, depending on what investments you pick (paid to BlackRock). That’s an annual fee of around £8 if you invest £1,000 with us. And if ever you do want to leave (sad face), there are no exit fees.
Up to £85,000 of your money may also be covered by the UK Financial Services Compensation Scheme (FSCS) should WealthKernel (our Principal Firm) become insolvent.
We like to keep things in the family. We’re an app built by parents for parents. So, we understand your niggles and your ambitions when it comes to your little ones. And that you want to save money for them. And we understand just how priceless peace of mind is. Happy days.