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A Junior ISA for the whole family
Invest through our award-winning Junior Stocks & Shares ISA and build a better future for your kids.
As with all investing, your money is at risk.
Goals for every
occasion and every
child
Their first house. University fees. Or just a pot of money to hand over on their 18th birthday for them to manage as they please. We’re sure they’ll be sensible.
Set up goals for each of your children. Track your progress, contribute whenever you want and help it grow as your little one’s do.
Invite family and friends to join in
And bring joy to gifting money. Each account comes with a unique link. Share it with family and friends and swap the endless toys for an investment gifted directly into their Junior ISA.
No paperwork, no hassle. Grandparents, Godparents, Aunts & Uncles can all invest for your kid’s future. With the bonus that it's into a tax free investment account.
Celebrate milestones, cherish the moments
Gifting money doesn’t have to be cold or icky. With Nosso any one can leave a message or photo with their gift of money. Grandparents, Godparents and even Uncle Jack. No excuses for him to forget birthdays anymore.
What is a Junior ISA?
A Junior ISA is an account in your child’s name that allows you to save for them, without paying any tax. So no income tax (on the interest you earn from savings),dividends tax (on any dividends you receive from stocks & shares) and no capital gains tax (on any profit you make). The money belongs to your kid and so you can benefit from tax rules on child's savings. Win win.
4 things to know
Who can open a Junior ISA?
With Nosso, once the account is opened, you can invite a partner to manage it with you. Family and friends can also send contributions and start chipping into your child’s future.
The two types of Junior ISA
A Junior Cash ISA is more like a piggy bank. It keeps your money safe and usually pays a set amount of interest. These are usually provided by banks or building societies and work in a very similar way to savings accounts.
The stocks and shares Junior ISA tends to outperform cash savings over a long period of time but this isn’t guaranteed.
How much you can put in changes each year
The money is under lock and key until their 18th birthday
The Junior ISA will turn into an adult ISA in your not-so-little one’s name the second they turn 18. They can continue investing or withdraw – and spend – the money as they like. Fingers crossed for the former.
Remember, how much you’re taxed depends on your own personal situation, and that can change in the future.
Why choose a Nosso JISA account
Open an account in minutes, from anywhere
Award winning
Invest together with friends and family
You’re in control
Build memories alongside their money
Unsure which account is right for you?
We can help.
From Junior ISAs to Junior SIPPs. Learn about the different options available to you and all the factors you should think about before making any decisions.
This guide is intended to offer you financial education by showing you the available options in today’s market. It’s not personal financial advice on what suits your circumstances best. If you’re looking for that, you should seek advice from a qualified financial adviser.
Peace of mind with Nosso
We’re transparent
No hidden fees. No complicated pricing. We charge a flat “platform fee” of 0.50% to manage your investments. There’s then an additional 0.25%-0.30%, depending on what investments you pick (paid to BlackRock). That’s an annual fee of around £8 if you invest £1,000 with us.
We’re reliable
Up to £85,000 of your money may also covered by the UK Financial Services Compensation Scheme (FSCS) should WealthKernel (our Principal Firm) become insolvent.
We’re parents, not cowboys
We like to keep things in the family. We’re an app built by parents for parents. So, we understand your niggles and your ambitions when it comes to your little ones. And we understand just how priceless peace of mind is. Happy days.
Frequently asked questions
