Annual platform fee (0.50%)
We charge a small fee for managing your investments. We take this straight from your account and it’s used to help us continuously improve the app and bring you the best experience possible.
Annual fund charges (0.25%-0.30%)
This is a cost charged directly by BlackRock (your fund manager) and the exact amount depends on which themes you select. We try to use exchange-traded funds (ETFs) to keep these costs low.
For full transparency, here’s how the fees are calculated.
Fund charges (BlackRock fee)
This table is intended as indicative only and is based on you picking the Water World theme (the most expensive one we offer). Your fees are charged as a percentage of the total value of your investments and so the exact amount you pay will change as your value changes (goes up if your account value rises and goes down if your account value falls). Fees are quoted annually but charged monthly. The Average market spread relates to the cost of trading (buying and selling investments).