Refer A Friend Programme Terms and Conditions


28 February 2022

Version 1.0

Availability of Nosso Refer a Friend Programme

1. Referrer (Nosso customer): This offer is open to existing Nosso Plan Technologies Limited (“Nosso”) customers. Existing customers are individuals that have cleared funds in their account meeting Nosso’s minimum investment requirements of:

  • £1 for Junior Investment and Savings Account (“JISA”) or General Investment Account (“GIA”)

2. Referee (Friend): This offer is open to new customers. New customers are individuals who:

  • Have not invested with, or used the services of, Nosso before;
  • In Nosso’s reasonable opinion, are capable of being accepted as a customer of Nosso, in accordance with the requirements of Nosso’s Standard Terms and Conditions, and all applicable law; and
  • Will be opening a Nosso JISA or GIA.

3. This offer cannot be used in conjunction with any other Nosso offer or promotion.

4. The Referrer can refer a Friend through the official Nosso referral system and/or using a Nosso referral link an unlimited number of times.


Referrer

1. Under the terms of this offer, a gift worth up to £15 (“Referrer Reward”) will be sent to the Referrer email used when setting up their account, for every new referee (”Friend”) referred to Nosso who becomes an investor within 45 days of being referred. The Referrer Reward will be sent to the Referrer’s Nosso account and/or email address within 30 days of the funds in the Friend’s account first being traded (“First Traded Date”). The Referrer Reward may only be redeemed by the Referrer if they comply with the following requirements:

  • The Referrer must remain invested with Nosso for a minimum of 6 months from the Friend’s First Traded Date, with a minimum of £1 remaining in either their Nosso JISA or GIA

2. If the Referrer Reward has not been sent via email within 30 days of the Friend’s First Traded Date, please contact Nosso’s Customer Support team within 3 months of this date to ensure it is applied.

3. Failure to comply with the above requirements shall entitle Nosso to:

  • Reclaim an amount equal to the value of the Referrer Reward from the Referrer’s Nosso account; and forfeit the unclaimed Referrer Reward.

3. This offer cannot be used in conjunction with any other Nosso offer or promotion.

4. Referrer will receive a Referrer Reward according to the first product opened by the Friend in accordance with the terms described further below. The Referrer Reward is not cumulative.

The Referrer Rewards available are as follows:

  1. Junior ISA: £15 gift for the Referrer
  2. Junior ISA: £10 gift for the Referee
  3. General Investment Account: £15 gift for the Referrer
  4. General Investment Account: £10 gift for Referee

Referee / Friend

1. Under the terms of this offer, in order to be eligible for the Referrer Reward the Friend must have been referred by an existing Nosso customer. The Friend must meet the following conditions:

  1. Open a Nosso JISA or GIA within 45 days;
  1. Make their First Trade within 30 days of opening; and
  1. Hold a minimum balance of £10
  1. The Referee must remain invested with Nosso for a minimum of 6 months from the First Traded Date, with a minimum of £10 remaining in their JISA

2. Provided that the conditions are met the Friend will receive the Referrer Reward paid into their Nosso investment account. The Referrer Reward will be sent to the Friend’s email address within 30 days from the Friend’s First Traded Date.

3. If the Referrer Reward has not been sent via email within 30 days of the Friend’s First Traded Date, please contact Nosso’s Customer Support team within 3 months of this date to ensure it is applied.

4. Failure to comply with the above requirements shall entitle Nosso to:

  1. Reclaim an amount equal to the value of the Referrer Reward from the Referee’s Nosso account; and forfeit any unclaimed Referrer Reward.

5. Successfully referred Friends will still be subject to Nosso’s platform fees, the underlying fund costs and impact of market spread. Details of Nosso’s costs and charges are available here.

6. Please note, any subsequently opened product will be subject to the minimum investment requirements as outlined in Nosso’s Standard Terms and Conditions.

Prohibited Uses

1. You may only use our Refer a Friend Programme in good faith for lawful purposes.

2. You may not:

  1. create more than one account in order to invite yourself;
  2. invite others that have created duplicate accounts; use alternative contact information to refer yourself or others that have created duplicate accounts;
  3. invite members that you do not know personally, if you do so in a way that (in Nosso’s sole and absolute opinion) constitutes spam or other undesirable or unsolicited communications;
  1. invite an existing customer of Nosso;
  2. invite fictitious persons;
  3. do anything that damages Nosso’s brand, goodwill or reputation;
  4. use the Refer a Friend Programme in any way that breaches any applicable local, national or international law or regulation or in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
  1. transmit any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
  1. otherwise attempt to circumvent this Refer a Friend Referral Programme; or
  1. Any obligation on you not to do something includes an obligation not to allow that thing to be done.

Data protection

1. You represent and warrant to us that you have obtained the express consent from the individuals whose data you provide us with, to the extent you provide us with such data.


Abuse of Nosso’s Refer a Friend Terms and Conditions

1. Nosso has the right to refuse to pay you the Referral Reward if (at its sole and absolute discretion) Nosso suspects that you have not used the Refer a Friend Programme in good faith or have breached these terms and conditions.

2. We will determine, at our sole and absolute discretion, whether there has been a breach of this Agreement.

3. When a breach of these terms and conditions has occurred, Nosso may take such action as we deem appropriate, including (but not limited to) termination of the Refer a Friend Programme, clawing back of Referral Rewards, closing your account(s), closing third party account(s) and suspending the Refer a Friend Programme.

Limitation of Liability

1. Nosso accepts no liability for any use of the Refer a Friend Programme which does not comply with these terms and conditions.

Changes to these Terms and Conditions

1. We may revise these terms and conditions at any time by amending this page. Continued use of the Refer A Friend Programme shall amount to acceptance of the terms and conditions in force at that time.

Changes to this Refer a Friend Programme

1. Nosso reserves the right to:

  • amend, alter or change the Refer a Friend Programme at any time, without notice; and
  • terminate the Refer a Friend Programme at any time, without notice. In the event the Refer a Friend Programme is terminated,
  • Nosso will not be obliged to make Referral Rewards to any accounts that would have not otherwise qualified for a Referral Reward

Applicable Law

These terms and conditions and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this agreement or its subject matter or formation (including non-contractual disputes or claims).

Contact Us

Nosso’s registered address is at 13-17 Margett Street, Cottenham, Cambridge, Cambridgeshire, CB24 8QY, United Kingdom.

To contact us, please email contact@withnosso.com

Regulatory Information

We’re Nosso Limited (No. 12703892) and we’re an Appointed Representative of WealthKernel Limited (No. 09686970). WealthKernel Limited are authorised and regulated by the Financial Conduct Authority (FCA) in the UK. Their reference number is 723719 and you can use that to find them on the FCA register.